There is no doubt that over the past years credit cards have become more important to people. Aside from being an effective way of obtaining credit, credit cards also make it easier for people to spend their money the right way.
One of the most popular brand names of credit cards in the market today is the Chase credit card. Accepted around the world, the Chase credit card is similar to many others. Aside from Chase credit card, the company also offers travel cards, Auto & Gas cards and student cards.
So there are a number of reasons to have a Chase credit card all of which will be of great benefit to the user over time. Probably the most used feature is its online capabilities used by workers and other people that have little time to go out shopping. Using the web site, secure of course means that managing your finances is only a few mouse clicks away.
At chase, they want to make managing your finances fast an easy and that is why they have so many happy customers. Chase credit cards also offer many deals and promotions like lower introductory APR's and waived membership fees that allow the holder to save more money.
Some purchases you make with your Chase credit card will add points to your card account that can be used at any time. The card can be as individual as your lifestyle so if you are a travel enthusiast then there is a credit card that can give you travel miles. Once you have accumulated enough points you can cash them in as it were, for anything that is shown in the catalogue.
Chase credit cards know that if they look after their customers they won't lose them; a philosophy that many companies could learn from. Well all like our gifts but knowing that no matter where you are or what you are doing there is someone to talk to if you need them can often mean much more than material goods. You will really appreciate this if you are abroad and your card is lost or stolen because a new card will need to be sent to you as soon as possible.
The normal introductory offer for new customer is a zero percent APR on transfers, purchase and balances for the first six months. Chase credit card does not charge any annual fee so it will fit your budget and, a Chase credit card have interest-free grace period as long as you pay your bill in full each month. Apart from the catalogue gifts, Chase will also give cash rewards to holders that purchase goods with the card. Many people are put off of transferring balance because there is usually a fee but Chase has waived this charge and it can even be done securely on their web site.
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