Are you struggling to pay your house hold bills and then finding yourself short at the end of the month trying to cover your health care bills or to buy the prescription drugs your doctor prescribed? If so you're not alone. The cost of health care and brand name prescription drugs has left many short in the pocket book. Fortunately there are now prescription discount cards available for those who qualify that will help cut some of your prescription drug costs significantly.
These cards are usually programs and companies that have special relationships with pharmacies to give discounts. That means that you get the same drugs at a lower price. This is especially helpful if you do not have health insurance like so many others.
As a huge plus is that these cards are generally free. The companies know that their target consumer can't afford (or won't want to) join a costly membership. So, you're thinking that anything that's free must be pretty terrible, right?
Not to fear as these companies have done a great service to the down trodden by scoring some huge prescription discounts. In fact it's not unheard of to find some of the prescription meds reduced by as much as 75%. Easy there cowgirl that's the more exceptional discounts, but even the lesser discounted drug prices can be significant.
Let's say your prescription costs $100 for argument's sake. Instead of paying the full $100 you would pay $25 instead. All this just for using your card.
While not all prescriptions will qualify for such a steep discount many will. When you're on a tight budget every little bit helps.You're probably ready to sign up now, but it's important to dig a little deeper to make sure you're making the best choice for your health and your wallet.
There are some people who mistakenly think that having one of these prescription drug cards is the equivalent of having an health insurance card which is not the case. A health insurance card and a prescription drug discount card are to very different beasts.
A prescription discount cards purpose is to help you to purchase prescription medications at a steep discount nothing more. A health insurance card entitles you to medical care. Hopefully you are fortunate enough to attain both cards so you'll be fully covered.
You'll need to check the list of qualifications for each plan as they can vary quite a bit. There are some cards that have a much broader set of criteria more open to the masses. Other cards are more restrictive and may limit the cards use to senior citizens.
below is a short list of cards you can start with:
* Together RX Card
* GlaxoSmithKline Orange Card
* LillyAnswers Card
* Pfizer Share Card
* LillyAnswers Card
This is just a short list of the cards out there so if you don't qualify for one of these just do a search and you may have better luck with another program. In fact some cards may not give as big a discount on some prescriptions you may have then others so if at all possible you may want to see if you can qualify for multiple cards so you can be sure to get the best deal every time.
As mentioned before is might be a good idea to see if you can qualify for more than one prescription drug card. The reason being that you may have multiple prescriptions you need filled each month and card A may not offer a discount for that particular drug while that same card may work great for another prescription you need filled. A second prescription drug card may be just what the doctor ordered for prescription B not not for prescription A. Having multiple cards to draw from gives you more options.
Unfortunately for some people they simply won't qualify for any of the available pharmacy discount cards available which is too bad as there are many people who may not meet certain criteria set to qualify yet really are in need of the service. If you've scanned all the various discount prescription cards and find you don't qualify then you could still go to sites like Healthcritiques.com. HealthCritiques.com offers a 4rx discount coupon code for free to anyone and has info on another great online pharmacy called xlpharmacy where in some cases these sites offer online drugs without prescription.
When evaluating all your options including all the prescription discount cards available do make sure to read the fine print so you know what part of any bill you may be responsible for. If you don't take a lot of various prescription medications then it's certainly possible to find a single card that will cover all your needs. If not, mix and match if need be or even try sites like HealthCritiques.com that are another option for those who don't qualify under the strict guidelines of some of these prescription discount card regulations.
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If you can't get a pharmacy discount card then the xlpharmacy and or 4rx extra 10% off coupon could be helpful to those people who may not meet strict standards for one of the prescription discount cards to still save money purchasing name brand and generic prescription drugs.
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