Thursday, July 31, 2008

Looking for a Payday Loan Guaranteed

By Ethan Hunter


Today, many people will bypass a payday loan simply because they assume upfront they will be turned down. The reason is that many people who go for this type of loan have less than perfect credit. Therefore, instead of finding out the truth, they presume a loan such as this will never work.

The thing is, many companies now advertise, "payday loan guaranteed", which means that even for people with bad credit, a loan is given. The only thing needed is a steady income and a need for cash. With that, the loan is approved.

Bad Credit?

Do you have bad credit, and simply presume that the signs that practically scream 'Payday Loan Guaranteed' aren't for you, but for others, with better credit?

Well, if you do, you're wrong! 99% of the payday loans out there right now require no credit check at all. Really, none - zip, nada, no looking into your credit, and no asking uncomfortable questions. So no matter if your credit is pristine, bare, or in the dirt, chances are, you can get a payday loan guaranteed.

What If I Have A Lower Income?

When you make less than $2500 a month, you probably think that you will not be able to get a payday loan. This may really worry people, but the fact is that you still have an income, even if it's not as high as other people.

To be honest, those people that have a lower income will probably need a payday loan more for unexpected expenses. Maybe the car breaks down or there is a hospital stay that is needed. You might have less to fall back on.

Many people with a lower income can get a payday loan guaranteed, even if it's not the maximum. You can still get the money that you need when you need it. Fees?

What About the Fees?

Many people are not sure about the APR that could come with a payday loan. That's ok because you are probably going to be able to afford them.

A great example, if you were to borrow $100 from an online site for payday loans to fix something on your car, then you would pay the $100 back you borrowed, along with another $20 for fees and interest on the money borrowed.

That means for basically $20, you get to drive safely, and sooner than you thought possible.

Nice, right?

But Overall

You shouldn't have to shy away from any signs that scream 'Payday Loan Guaranteed' because there is really nothing stopping you. Go get that money that you need, because it is that easy.

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